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What Is the Maximum PIP Coverage in Florida?

It’s important to have an understanding of Florida’s no-fault car insurance laws if you drive a car or are planning to drive in Florida. Under these rules, all drivers are required to carry Personal Injury Protection (PIP) Insurance, which can be used to pay their own expenses in the event of a crash.

PIP coverage may not cover all of your accident expenses. In fact, if you’ve suffered serious injuries, it most likely won’t be enough. The good news is with the help of a respected car accident lawyer you may be able to step around the no-fault system to file a lawsuit. Read on to find out what the maximum PIP coverage in Florida is. 

The Limits of Florida PIP Coverage

Florida law mandates that all drivers carry PIP insurance. Under this system, injured drivers can receive up to $10,000 in reimbursed expenses for their medical and temporary disability costs—the maximum amount of PIP coverage in Florida. 

Some things that PIP will generally cover includes: 

  • Ambulance rides
  • Stays in a hospital
  • Surgery
  • Loss of income
  • Funeral expenses (if a loved one dies)

PIP is meant to cover the expenses from a minor accident. If you’ve been seriously injured and your expenses surpass the PIP maximum coverage, you may be able to recover damages from the party responsible for the accident in a lawsuit. 

Filing a claim can be tricky, but a car accident lawyer will help you secure maximum compensation for your injuries. 

Contact a Car Accident Lawyer Today

Have you suffered losses that exceed the PIP maximum? Are medical bills and lost wages impacting your life? An experienced car accident lawyer from Gross & Schuster, P.A. will help you recover the maximum settlement possible. 

We offer free consultations— call 850-434-3333 or fill out the form below to contact Gross & Schuster, P.A. today. 

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