Tyler Gross | December 4, 2025 | Personal Injury
After suffering injuries in a car accident, slip and fall, or other mishap caused by another party’s negligence, one of the options you may have is to file a personal injury claim. Injury victims can recover losses like medical costs, lost income, and emotional suffering through settlements or monetary awards (damages).
However, settlement amounts can vary widely. So what exactly can you expect in your case?
Learn more about average personal injury settlement amounts in Florida claims and what factors could impact this number.
Factors That Affect Settlement Amounts In Florida
It can be difficult for an attorney to offer an accurate estimate of how much your claim may be worth. That’s because there are many factors that can influence potential settlement values.
The Severity Of Your Injuries
One of the first things your attorney will look at is the nature and severity of the injuries you sustained in the accident. Catastrophic injuries like head trauma or spinal cord damage may require extensive medical care and could leave you unable to work. As such, your economic losses will be much higher than if you had sustained a minor injury like whiplash.
The Number Of Liable Parties And Comparative Fault
It’s possible for injuries to result from the actions of multiple parties. For example, if you’re in a truck accident involving a truck driver who didn’t receive adequate training, you could file a claim against the driver and the company that hired them. The assignment of liability will determine the settlement amount you can receive.
Additionally, Florida follows a modified comparative negligence law that governs personal injury claims. You can still receive compensation under this law, even if you were partly at fault for the accident, as long as you are not mostly to blame. Your settlement amount will be reduced in proportion to your assigned percentage of fault.
Insurance Policy Limits
Unfortunately, your settlement could be constrained by the other party’s insurance policy coverage limits. This is one of the most important reasons why it’s essential to identify all possible responsible parties.
Evidence And Documentation
The amount of evidence your lawyer collects and how clearly it demonstrates the defendant’s liability can also make a difference to your final settlement. Insurance companies are generally more likely to make fair offers if they know that the claimant would likely win their case at trial. Strong documentation can therefore make it easier to recover comprehensive compensation.
Legal Representation
Having an attorney on your side will greatly improve your chances of obtaining a meaningful settlement. Your lawyer will aggressively negotiate with insurers and know what tactics they may use to minimize your claim. They’ll also be able to calculate your exact losses accurately. This is especially important when addressing non-economic harms, such as pain and suffering.
Fighting For A Fair Settlement
Personal injury settlements in Florida can range from a few thousand dollars to millions, depending on the aforementioned factors. While it can be tempting to accept an early offer, it’s important to remember that insurance companies often start low. By thoroughly documenting your damages, identifying all responsible parties, and working with a skilled attorney, you can increase your chances of achieving a fair resolution.
Contact Gross & Schuster Injury Lawyers For A Free Consultation With A Pensacola Personal Injury Lawyer
If you or a loved one has been injured in an accident, don’t navigate the legal process alone. Let our experienced Pensacola personal injury lawyers review your case, answer your questions, and explain your options for pursuing the compensation you deserve.
Call Gross & Schuster Injury Lawyers today to schedule your free, no-obligation consultation and learn how we can help you move forward.
If you’ve been injured in an accident, please contact our experienced personal injury lawyers in Florida at Gross & Schuster Injury Lawyers to schedule a free consultation today. We have five convenient locations in Pensacola, Navarre, Crestview, Milton, and Mary Esther.
Gross & Schuster Injury Lawyers – Pensacola Office
803 N Palafox St
Pensacola, FL 32501
Phone: (850) 434-3333
Gross & Schuster Injury Lawyers – Navarre Office
9933 Navarre Pkwy
Navarre, FL 32566
Phone: (850) 757-2898
Gross & Schuster Injury Lawyers – Crestview Office
1501 S Ferdon Blvd
Crestview, FL 32536
Phone: (850) 407-7726
Gross & Schuster Injury Lawyers – Milton Office
6373 US-90
Milton, FL 32570
Phone: (850) 790-7790
Gross & Schuster Injury Lawyers – Mary Esther Office
151 Mary Esther Blvd Suite 103A
Mary Esther, FL 32569
Phone: (850) 809-0170
