If you’ve been in a car accident, filing an insurance claim can feel overwhelming, especially when dealing with a large company like Allstate. Knowing the steps to take can make the process much smoother. 

This guide will explain how to file a car accident claim with Allstate, what to expect, and how an experienced car accident attorney can protect your rights.

Step 1: Contact Allstate to Report the Accident

The first step in filing a claim is to report the accident to Allstate. You can do this by calling the Allstate claims phone number at 1-800-ALLSTATE (1-800-255-7828). This line is available 24/7 to help customers begin the claims process.

When you call, be ready to provide:

  • Your policy number.
  • The date, time, and location of the accident.
  • The names and contact details of everyone involved.
  • A brief description of what happened.

If you have Allstate’s mobile app, you can also report the accident and upload photos directly from your phone.

Step 2: Gather Evidence for Your Claim

Evidence is critical to building a strong car accident claim. After the accident, collect the following:

  • Photos and Videos: Take pictures of the vehicles, damage, and the surrounding area.
  • Witness Information: Get the names and contact information of anyone who saw the accident.
  • Police Report: Request a copy of the police report, as it can serve as an official account of the incident.

The more evidence you have, the stronger your claim will be.

Step 3: Work With an Allstate Claims Adjuster

Once you file your claim, Allstate will assign a claims adjuster to your case. Their job is to evaluate the damages and determine how much Allstate should pay. 

The adjuster may:

  • Review the evidence and police report.
  • Inspect your vehicle or ask for repair estimates.
  • Interview you and other parties involved in the accident.

While adjusters can be helpful, remember that they work for the insurance company, not you. Their goal is often to minimize payouts.

Step 4: Negotiate Your Settlement

After the adjuster reviews your case, Allstate will make a settlement offer. This is the amount they believe will cover your damages. However, the initial offer may be lower than what you deserve.

Before accepting any settlement:

  • Review the offer carefully.
  • Calculate your total losses, including medical bills, car repairs, lost wages, and pain and suffering.
  • Consult with an attorney to ensure the amount is fair.

If the offer doesn’t cover your damages, you can negotiate with Allstate for a higher amount.

Why Work With an Attorney for Your Allstate Claim?

While you can handle an Allstate claim on your own, having an attorney makes the process easier and increases your chances of receiving fair compensation. 

Here’s how a car accident lawyer can help:

  • Protect Your Rights: We ensure Allstate treats you fairly and doesn’t undervalue your claim.
  • Handle Communication: We deal with the claims adjuster so you can focus on recovering.
  • Build a Strong Case: From gathering evidence to calculating damages, we handle every detail.
  • Negotiate Effectively: Our experience in personal injury law helps us secure the compensation you deserve.

Experienced lawyers know how to stand up to insurance companies like Allstate.

A Car Accident Lawyer Can Help You File a Car Accident Claim With Allstate

Filing a car accident claim with Allstate doesn’t have to be stressful. Skilled car accident lawyers are prepared to help accident victims in Navarre, FL, navigate the claims process and fight for the compensation they deserve. Schedule a free consultation, and let a qualified personal injury attorney handle the hard work for you.

Contact Our Car Accident Law Firm in North Florida

If you’ve been injured in an accident, please contact our experienced car accident lawyers in Florida at Gross & Schuster Injury Lawyers to schedule a free consultation today. We have five convenient locations in Pensacola, Navarre, Crestview, Milton, and Mary Esther.

Gross & Schuster Injury Lawyers – Pensacola Office
803 N Palafox St
Pensacola, FL 32501
Phone: (850) 434-3333

Gross & Schuster Injury Lawyers – Navarre Office
9933 Navarre Pkwy
Navarre, FL 32566
Phone: (850) 757-2898

Gross & Schuster Injury Lawyers – Crestview Office
1501 S Ferdon Blvd
Crestview, FL 32536
Phone: (850) 407-7726

Gross & Schuster Injury Lawyers – Milton Office
6373 US-90
Milton, FL 32570
Phone: (850) 790-7790

Gross & Schuster Injury Lawyers – Mary Esther Office
151 Mary Esther Blvd Suite 103A
Mary Esther, FL 32569
Phone: (850) 809-0170