Do Motorcyclists Get Treated Unfairly by Insurance Companies?July 06, 2022
Motorcycle riders are especially vulnerable to careless drivers, but unfortunately, they’re also often subject to poor treatment from insurers. Cars often cause accidents by failing to notice a motorcycle, yet it seems motorcyclists are sometimes discriminated against by insurance companies.
When this happens, what can you do, and what can you expect? Here’s what you need to know about your motorcycle accident claim and how you can take action.
Insurance Companies May Have Biases Against Bikers
Insurance companies show bias against motorcyclists in car accidents in the following ways:
- Offering lower premiums for cars than for motorcycles
- Offering lower coverage limits for motorcycles than cars
- Paying out less money to injured motorcyclists than to injured car drivers
These biases happen because insurance companies think car drivers are less likely to be involved in an accident and more likely to get a settlement if they are involved in one. So, they charge car drivers less money because that’s a smaller financial risk for them.
Motorcycle accidents are often more dangerous for motorcyclists because they’re exposed to the road. That means they may suffer more severe injuries than someone in a car. Sadly, the fact that motorcycles are so light means that even minor impacts can cause serious injuries. Insurers know this, which makes them reluctant to pay out claims or award fair settlements.
They may also face accusations from the driver. Automobile drivers often report motorcycles as small and hard to see. Even when they are stopped at an intersection or stop sign, car drivers don’t always notice them.
What Can I Do to Get Motorcycle Accident Compensation?
If you’re facing accusations of fault or denied claims from your insurance company, you may need help getting the compensation you’re due. The good news is that you don’t have to seek compensation alone. Your motorcycle accident lawyer in Pensacola is here to help.
If your insurance company refuses to compensate you for the suffering you experienced, your lawyer can negotiate on your behalf. They have experience dealing with insurance companies and can seek a fair settlement.
If they still avoid paying you the funds you’re due, your lawyer is prepared to represent you in court against the insurance companies. Your lawyer can calculate the costs of your economic and non-economic damages, then seek out the maximum compensation due for your claim.
Call a Motorcycle Accident Lawyer for Aid
As a motorcyclist, you may feel that you’ve been treated unfairly by insurance companies, but you don’t have to accept that treatment. You may instead seek legal help and get the compensation you’re due for your injuries.
When you’re ready for a free consultation, contact Gross & Schuster, P.A. and you’ll be one step closer to justice and fair compensation. We have a long track record of success with motorcyclists that have been injured. Start a conversation with our team by calling 850-434-3333 or by completing the online contact form below.