How Do I File a Personal Injury Claim for a Car Accident?
Your car accident in Pensacola was traumatic for you. Right now, you’re trying to recover from your injuries, pain, and mental distress. Someone tells you that you have to file a car accident claim in order to get the money you need for an accident you didn’t cause. That seems like a difficult process to try to figure out right now when you’re already going through so much.
Don’t despair. You can learn how to file a personal injury claim for a car accident. You can also get help from a car accident lawyer. A lawyer can handle most of the work of filing a car accident claim, leaving you free to work on your physical and mental recovery.
Read on to learn the main steps to filing a personal injury claim for a car accident.
Steps to Filing a Personal Injury Claim
The personal injury claim process begins with an investigation of your accident. You are looking for one important thing: evidence of fault. You need to prove that someone other than you caused the accident. You need to gather as much evidence as you can.
Evidence commonly used to prove car accident cases includes witness statements, crash reports, accident scene expert testimony, physical evidence, and photographic evidence.
After you can prove fault, you need to calculate your claim’s value. This means coming up with an amount of money you expect to receive in a settlement. You need to add up all of your losses, including lost wages, medical bills, property damage, and transportation costs.
You can also include non-economic damages in your claim. Things like physical pain, emotional trauma, lost life enjoyment, permanent injury, and scarring can be included in your claim’s value. You can be paid for these losses.
The next step is to send your claim in to the at-fault person’s insurer. The insurance company is usually the one that pays out on injury claims. The insurer can pay you the settlement you’re demanding, or they could try to negotiate. Insurance negotiation is an important part of the personal injury claim process.
If you and the insurer come to an agreement, it will cut you a settlement check. If not, you could take the insurance company to court. You could win monetary compensation in court through a jury verdict.
There are other important tasks that come with filing an injury claim, but you get the general idea.
Partner with a Car Accident Lawyer in Pensacola, Florida
Filing a Pensacola car accident claim is not an easy thing to do. A lot of car accident victims get help with their claims. There are many laws in Florida that affect your claim, such as the serious injury threshold law and the no-fault law. You need to know when you have the right to file a car accident claim in Florida.