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Can You Sue for a Car Accident in Florida?

Florida is a no-fault state, meaning you can only sue the at-fault driver under limited circumstances. If you’re wondering, “Can I sue for a car accident in Florida?”, read on to understand how the severity of your injuries can play a part in your legal claim. 

Determining When You Can Sue for a Car Accident in Florida 

Florida’s status as a no-fault state for insurance purposes means that you must defer to your own insurance coverage in order to receive compensation for things like medical bills and lost wages from time missed at work. Notably, this no-fault rule doesn’t bar you from pursuing money for your damaged or totaled car from the at-fault driver, who would pay through their insurance. 

In summary, this means most minor injury claims are resolved by your own insurance provider and you will be limited to filing a personal injury protection (PIP) claim. Those with serious injuries, however, might be able to get around the no-fault system. 

Filing a third-party lawsuit for serious injuries is possible if your injuries include one the following: 

  • Bone fractures
  • Disfigurement 
  • Permanent limitation of a bodily organ 
  • Significant limitation of a bodily function or system 
  • A reasonably severe disability lasting at least ninety days

In these cases, accident victims are allowed to step around the no-fault rule to file a claim for their severe injuries, pain and suffering, and other damages. 

Reach Out to Car Accident Lawyer in Pensacola

When you’ve sustained serious injuries in a car accident in Florida, it’s important to know your rights. You might be able to sue the at-fault driver for your severe injuries and non-economic damages. The car accident lawyers at Gross & Schuster, P.A. have the experience you need to get the results you deserve after your Pensacola, FL car accident

Call 850-434-3333 or fill out the contact form below to schedule a free, no-obligation consultation. 

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